San Diego Toreros vs St. Thomas - Minnesota Predictions September 26, 2026
St. Thomas - Minnesota will beat San Diego, with a projected score of St. Thomas 31, San Diego 28. Home field and the Tommies’ combination of productive passing, rushing and a decisive defensive stand give them the narrow edge. San Diego’s efficient offense makes the upset credible, however, and neither the supplied spread nor total offers a strong enough betting advantage. The official recommendation is Pass.
San Diego Toreros vs St. Thomas - Minnesota prediction and best bet
St. Thomas gets the winning pick in a matchup between teams coming off close victories over Big Sky opponents. The Tommies beat Southern Utah 28-26, while San Diego edged Cal Poly 38-35. Both showed enough offensive production to make a competitive Pioneer Football League opener the most persuasive forecast.
The best betting decision is Pass. San Diego +3.5 (-105) is tempting because a field-goal loss would cover, but its excellent performance against Cal Poly is only one game. St. Thomas also brings a productive quarterback and running back, plus wins in the previous two home meetings with the Toreros. Those competing strengths favor a cautious approach to the price.
Odds, game time and how to watch
Kickoff: Saturday, September 26, 2026, at 1 p.m. CT, according to St. Thomas Athletics.
Venue: O'Shaughnessy Stadium, St. Paul, Minnesota. The 2026 college football matchup is Homecoming for St. Thomas and the PFL opener for both teams.
Record: St. Thomas improved to 3-1 with its September 19 victory.
SportsJaw odds: San Diego +3.5 (-105); St. Thomas -3.5 (-115). Moneyline: San Diego +140; St. Thomas -180. Total: Over 58.5 (-106), Under 58.5 (-120).