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  1. Home
  2. NCAAF Picks
  3. Army Black Knights vs Temple Owls
Fri 4:00 PM ET
Army Black Knights logo
Army
Black Knights21
1-1
versus
Temple Owls logo
Temple
Owls17
1-2
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Team1234T
Army Black Knights707721
Temple Owls707317
NCAAF · Army Black Knights at Temple Owls

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Army Black Knights vs Temple Owls Betting Picks & Predictions

Game time: September 25, 2026 at 4:00 PM ET

Venue: Lincoln Financial Field — Philadelphia, PA

Article updated Sep 25, 8:09 AM EDT

By SportsJaw Editorial Team

Army will beat Temple 24-21, with its FBS-leading 394.0 rushing yards per game providing the strongest reason to favor the Black Knights. Temple’s productive ground game makes a close finish plausible, however, and the projected margin lands directly on Army -3 (-115). Neither that spread nor the total of 48 (-110) offers a convincing wager. The official recommendation is Pass.

Army Black Knights vs Temple Owls prediction and best bet

Army gets the winner pick because its early rushing production gives it the clearest offensive strength in this matchup. The Black Knights also had a Week 3 bye before traveling to Philadelphia. Against a Temple team coming off a 49-48 overtime loss at Toledo, that combination earns Army a narrow advantage.

Temple has a substantial answer: 221.3 rushing yards per game through three games, with at least 176 in each. This is a matchup between two productive running teams, and Army’s higher average alone cannot tell us how often either defense will get stops. The forecast is Army 24, Temple 21, with low confidence. Best bet: Pass.

Odds, game time and how to watch

Kickoff: Friday, Sept. 25, 2026, at 4 p.m. ET. Sport: 2026 college football.

Venue: Lincoln Financial Field, Philadelphia, Pennsylvania. Broadcast: ESPN.

Records: Army Black Knights 1-1; Temple Owls 1-2.

SportsJaw odds: Army Black Knights -4 (-108); Temple Owls +4 (-110). Moneyline: Army Black Knights -190; Temple Owls +160. Total: Over 48.5 (-110); Under 48.5 (-110).

Weather: The Sept. 23 National Weather Service forecast calls for a Friday high near 68°F, north winds around 15 mph, gusts up to 30 mph and a 30% chance of showers, mainly after 2 p.m.

21+. Gambling problem? Call 1-800-GAMBLER. Picks are opinions, not guarantees. Past results do not predict future outcomes.

Army Black Knights outlook

Army’s 394.0 rushing yards per game rank first in FBS entering this contest. That is the central strength behind the winner selection, but the two-game sample matters. Army beat Bryant 59-3 and then lost 28-24 to South Florida. Those very different results leave room for a competitive Temple team to test how well the Black Knights’ early production translates into another win.

The South Florida result is particularly useful as a restraint on expectations. Army scored 24 points and still lost its conference opener. Strong rushing production can give an offense a foundation without guaranteeing either a victory or a comfortable margin. The forecast asks Army to win a close game rather than repeat the separation it achieved against Bryant.

The Week 3 bye gave Army an extra week between games before this trip. That is a preparation advantage in the schedule, although it should not be treated as proof of better health or sharper execution. Army also leads the series 8-7 and has won four straight meetings. Last year’s 14-13 victory offers a reminder that recent success against Temple can come with very little room to spare.

Temple Owls outlook

Temple’s rushing consistency is the strongest counterargument to an Army cover. The Owls have gained at least 176 yards on the ground in all three games, averaging 221.3. Against Toledo on Sept. 19, Sam Brown rushed for 109 yards and scored three total touchdowns. Temple accumulated 158 rushing yards before halftime, showing that its offense had established traction well before overtime.

The finish was much less encouraging. Temple lost 49-48 after surrendering a late 42-28 lead, with a Toledo onside-kick recovery contributing to the comeback. Ajani Sheppard scored on a 22-yard overtime run, but Temple’s subsequent two-point pass fell incomplete. The result dropped the Owls to 1-2 and paired impressive scoring with an inability to protect a two-touchdown advantage.

There were defensive contributions worth retaining alongside that collapse. Kevin Hornbeak forced an early fumble that Saboor Karriem recovered. Through three games, Curly Ordonez has 32 tackles and Karriem has 22. Those individual totals identify active defenders, but they are not a measure of how effectively Temple will contain Army. The Owls’ upset route is to sustain their own rushing success while making Army work harder for its points.

Key matchup factors

The rushing averages describe each offense, not the resistance it will face. Army’s national lead deserves weight, while Temple’s consistent production keeps the forecast close. Potential wind adds uncertainty to passing and kicking, but both teams have shown they can generate yards on the ground.

At the Sept. 25, 12:05 p.m. UTC consensus update, Army -3 led SportsJaw’s blended spread measure at 60%, four percentage points higher than the previous day. The community figure was 58%, and qualified handicappers were at 60%. Those are separate measures of selection preference, not Army’s chance of covering. Their agreement supports the direction of the lean without supplying a reason to pay -115.

Army Black Knights vs Temple Owls spread prediction

Spread recommendation: Pass on Army -3 (-115) and Temple +3 (-105). The projected three-point Army win would push either spread, leaving no cushion for choosing a side from the score forecast.

Army’s rushing output and bye week favor the visitors, but Temple’s running game gives the Owls a credible way to stay close. Conversely, taking Temple simply because Army attracts more selections would overlook the Black Knights’ offensive strength. The difference in prices matters, yet neither side has a persuasive enough matchup advantage at the supplied number.

Army Black Knights vs Temple Owls total prediction

Total recommendation: Pass on Over 48 (-110) and Under 48 (-110). The 45-point projection sits below the line, but the scoring uncertainty is wider than that three-point gap.

Forecast gusts could disrupt passing and kicking, which gives the Under a plausible argument. Temple’s 49-48 overtime loss supplies the opposing case, although overtime scoring should not become a baseline expectation. SportsJaw’s blended total preference is Over at 64%, compared with 53% among community picks and 56% among qualified handicappers. Those preferences do not outweigh the uncertainty enough to justify either direction.

Army Black Knights vs Temple Owls Projected Score & Betting Picks

Game forecast: Army 24, Temple 21. Army’s rushing production and additional preparation time earn it the winner selection. Temple’s own ground game is the strongest counterargument, particularly after Brown’s productive outing at Toledo. The Owls have an offensive route to an upset even if Army enters with the more impressive rushing average.

Confidence is low because Army has played only twice, Temple’s latest result was unusually volatile, and the weather forecast adds another variable. A narrow Army win is the editorial forecast, not a promise of a cover. Both supplied spreads and both directions at 48 (-110) remain a Pass. The single official SportsJaw betting recommendation is Pass.

SportsJawGame Predictions
Predicted score

Black Knights24

Owls21

Projected winner Army Black KnightsConfidencelow
Pick on the Spread

Published pick: Pass (article line changed)

Pick on the Total

Published pick: Pass (article line changed)

Sources

  • Temple University AthleticsGame Guide: Army
  • Army West Point AthleticsArmy at Temple: A Homecoming in the City of Brotherly Love
  • Temple University AthleticsPrevious-game context: Temple Falls to Toledo in Heartbreaking Overtime Loss
#ArmyBlackKnights#TempleOwls

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Written by

SportsJaw Editorial Team

SportsJaw's editorial organization researches matchup data, current odds, injuries and reporting, then validates each published preview against its listed sources and displayed markets.

About our editorial process

SportsJaw Black Knights vs Owls game preview analysis and predictions incorporate current odds, injury reports, team statistics and market data. Information is updated regularly, but lines and player availability can change. Please confirm current information before wagering. View history of past Black Knights vs Owls matchups or learn how our predictions work.

Current matchup data

Lines, trends and availability

Line movement since open

  • Moneyline · Army Black Knights-157 → -190Moved
  • Moneyline · Temple Owls+128 → +160Moved
  • Spread · Army Black Knights-3 (-112) → -4 (-108)Moved
  • Spread · Temple Owls+3 (-109) → +4 (-110)Moved
  • Total · Over50.5 (-113) → 48.5 (-110)Moved
  • Total · Under50.5 (-108) → 48.5 (-110)Moved

ATS and O/U trends

Army Black Knights
1-1 matchup record · 6-4-0 ATS · 5-5-0 O/U
Last 10 completed games on file
Temple Owls
1-2 matchup record · 6-4-0 ATS · 7-3-0 O/U
Last 10 completed games on file

Injuries and availability

From the published research (2026-09-21T04:21:15.353Z). Availability may have changed; review the cited sources.

No verified injury or availability note was included in the published matchup research.

Recent head-to-head

  • 2025-11-08Temple Owls 13 · Army Black Knights 14
  • 2024-09-26Army Black Knights 42 · Temple Owls 14
Final result

Matchup pick recap

Army Black Knights defeated Temple Owls 21-17

Army Black Knights defeated Temple Owls 21-17 on September 25, 2026, a 4-point decision in the series. Army Black Knights' strongest period was the 4th quarter, when it outscored its opponent 7-3. Against SportsJaw's recorded Army Black Knights -4 (-108) spread, the spread pushed, while the 38 combined points finished under the recorded total of 48.5.

SportsJaw editorial picks

  • Projected winnerArmy Black KnightsWin
  • SpreadPass on Army -3 (-115) and Temple +3 (-105)Pass
  • TotalPass on Over 48 (-110) and Under 48 (-110)Pass

Tipster picks

  • DpxsportsSpread · Temple Owls +3 (-110)Loss
  • DpxsportsTotal · Under 48 (-110)Win
  • VfernandezSpread · Army Black Knights -3 (-110)Win
  • MiamimikeSpread · Temple Owls +3 (-110)Loss
  • Sammy52Total · Under 48 (-110)Win
  • PurplebloodTotal · Over 48 (-110)Loss
  • BookieslayerSpread · Army Black Knights -3 (-110)Win
  • TphamSpread · Temple Owls +3 (-110)Loss
  • Steve512Spread · Temple Owls +3 (-110)Loss
  • WarbuczSpread · Temple Owls +3 (-110)Loss
  • Tbone91Spread · Army Black Knights -3 (-110)Win
  • JaredkuntzSpread · Army Black Knights -3 (-110)Win
  • HitmanhartSpread · Temple Owls +3 (-110)Loss
  • DerekFisherSpread · Temple Owls +3 (-110)Loss
  • Fisher49Spread · Army Black Knights -3 (-110)Win
  • JamescashiolaSpread · Army Black Knights -3 (-110)Win
  • JohnnywalkerSpread · Temple Owls +3 (-110)Loss
Mickey619
Total · Over 48 (-110)
Loss
  • JohnmiznerSpread · Army Black Knights -3 (-110)Win
  • Leadpipe_LocksSpread · Army Black Knights -3 (-110)Win
  • FlyigglesflySpread · Temple Owls +3 (-110)Loss
  • DemarcusBryantSpread · Army Black Knights -3 (-110)Win
  • TweiskoffTotal · Over 48 (-110)Loss
  • TweiskoffSpread · Army Black Knights -3 (-110)Win
  • GeorgewTotal · Under 48 (-110)Win
  • MickeytSpread · Army Black Knights -3 (-110)Win
  • JtphamSpread · Temple Owls +3 (-110)Loss
  • DrpaulSpread · Army Black Knights -3 (-110)Win
  • MrmisterSpread · Army Black Knights +3 (-110)Win
  • EljefeSpread · Army Black Knights -3 (-110)Win
  • JoeyBergTotal · Over 48 (-110)Loss
  • MookiebetsTotal · Over 48 (-110)Loss
  • 1707662905Total · Under 48 (-110)Win
  • TjwinsSpread · Army Black Knights -3 (-110)Win
  • AdrianMariucciSpread · Army Black Knights -3 (-110)Win
  • DawhizSpread · Army Black Knights -3 (-110)Win
  • DoclocksSpread · Temple Owls +3 (-110)Loss
  • RcSpread · Army Black Knights +3 (-110)Win
  • ThinkmakegrowSpread · Army Black Knights -3 (-110)Win
  • MiamimikeTotal · Under 48.5 (-110)Win
  • MrpinkSpread · Temple Owls +3 (-110)Loss
  • ThetotalerSpread · Army Black Knights -3 (-110)Win
  • MtgoldsteinSpread · Army Black Knights -3 (-110)Win
  • KrockpicksTotal · Under 48.5 (-110)Win
  • AveragejoeSpread · Army Black Knights -3 (-110)Win
  • HopkinspicksSpread · Army Black Knights -3 (-110)Win
  • BillywatersSpread · Army Black Knights -3 (-110)Win
  • ThehitmanTotal · Under 48.5 (-115)Win
  • DtownsendTotal · Over 48.5 (-105)Loss
  • Novacek84Spread · Temple Owls +3 (-108)Loss
  • DrfeelgoodSpread · Temple Owls +3 (-108)Loss
  • Sarah_MillerSpread · Army Black Knights -3 (-112)Win
  • JamescashiolaTotal · Over 48.5 (-105)Loss
  • JoeThomasSpread · Temple Owls +3 (-108)Loss
  • DemarcusBryantTotal · Over 48.5 (-105)Loss
  • StevehTotal · Under 48.5 (-115)Win
  • ThehitmanSpread · Temple Owls +3 (-108)Loss
  • MikehuffSpread · Army Black Knights -3 (-112)Win
  • Teddy718Spread · Temple Owls +3 (-108)Loss
  • GustavosintoSpread · Army Black Knights -3 (-112)Win
  • KingjamesSpread · Army Black Knights -3 (-112)Win
  • RainmanSpread · Army Black Knights -3 (-112)Win
  • SwamipicksSpread · Army Black Knights -3 (-112)Win
  • BadmanSpread · Temple Owls +3 (-108)Loss
  • MrpinkTotal · Over 48.5 (-105)Loss
  • KryptonMoneyline · Army Black Knights -175Win
  • Joem81Spread · Army Black Knights -3 (-115)Win
  • Philly267Spread · Temple Owls +3 (-105)Loss
  • SJ_3d017c20c1ba2c5fSpread · Army Black Knights -3.5 (-112)Win