Memphis Tigers vs South Florida Bulls prediction, odds and best bet for Nov. 12, 2026
Memphis will beat South Florida 28-26 in our Thursday forecast. The Tigers’ stronger conference record anchors the pick, with outside analysts also favoring their defensive matchup. However, the narrow projected margin makes Memphis -4.5 (-105) difficult to endorse, and scoring forecasts disagree around 50.5. Neither supplied price offers a convincing wager, so the official betting recommendation is Pass.
Memphis Tigers vs South Florida Bulls prediction and best bet
Memphis gets the outright pick, but the best betting decision is Pass. USF Athletics reports the Tigers at 7-2 overall and 4-1 in the American, compared with South Florida’s 6-3 and 2-3. That conference performance favors Memphis without settling how much separation it can create Thursday.
The distinction matters at Memphis -4.5 (-105). The three outside forecasts favor the Tigers by two, two and four points. Each selects Memphis to win, yet each projects a margin short of covering this spread. Our Memphis 28, South Florida 26 forecast follows that close-game outlook, with low confidence.
Odds, game time and how to watch
Game time: Thursday, November 12, 2026, at 8 p.m. ET. USF Athletics confirms the matchup and date; Wise Guy Team specifies the Eastern time zone.
Location and competition: Tampa, Florida. Memphis visits South Florida in this 2026 college football matchup.
Records and conference position: Memphis is 7-2 overall and 4-1 in the American. South Florida is 6-3 overall and 2-3. USF Athletics describes Memphis as still in the conference-title race and the Bulls as effectively eliminated.
SportsJaw odds: Memphis Tigers -4.5 (-105); South Florida Bulls +4.5 (-115). Moneyline: Memphis Tigers -182; South Florida Bulls +159. Total: Over 50.5 (-110); Under 50.5 (-110).