Temple Owls vs South Florida Bulls prediction: USF wins, Under 48.5 is best bet
South Florida will beat Temple 24-17, with a defense allowing 14.0 points per game providing the strongest matchup advantage. Temple's consistent rushing production should keep the Owls competitive, while the Bulls' offensive line disruptions temper expectations for a comfortable victory. Under 48.5 (-112) offers the best betting opportunity at the supplied price; the spread is a Pass.
Temple Owls vs South Florida Bulls prediction and best bet
South Florida's defense gives the Bulls the edge in this matchup. They enter unbeaten through four games and have gone six consecutive quarters without allowing a touchdown. Temple brings a credible ground attack, but turning rushing yards into touchdowns against USF is the central challenge behind the South Florida 24-17 forecast.
The best bet is Under 48.5 (-112). The scoring case rests on the Bulls' defensive results and their own offensive difficulties, including just 214 total yards at Bowling Green. Temple's rushing consistency is a reason to respect the underdog, rather than assume a comfortable home win. South Florida can be the right winner without being an attractive favorite at -6.5 (-110).
Odds, game time and how to watch
Game: Temple at South Florida, 2026 college football season. Saturday, October 3, 2026, at 7:30 p.m. ET.
Venue: Raymond James Stadium, Tampa, Florida. Television: ESPNU.
Records: Temple Owls 1-3; South Florida Bulls 3-0.
SportsJaw odds: Temple Owls +5.5 (-110); South Florida Bulls -5.5 (-110). Moneyline: Temple Owls +180; South Florida Bulls -210. Total: Over 50.5 (-110); Under 50.5 (-110).