Sacramento State vs. Ball State prediction: Cardinals win, Under 51 leads
Ball State will beat Sacramento State 31-13, with the Hornets’ persistent scoring problems against FBS opponents providing the strongest matchup advantage. Keldric Luster gives the Cardinals another reason to expect a home victory on Oct. 24. Under 51 (-110) offers the best actionable angle at the supplied price, while Ball State -14.5 (-105) is a Pass.
Sacramento St. Hornets vs Ball St. Cardinals prediction and best bet
The forecast is Ball State 31, Sacramento State 13, and the best bet is Under 51 (-110). Sacramento State has scored only 53 points across six losses. Its offensive struggles extend beyond one bad afternoon: entering this matchup, the Hornets had scored no offensive touchdowns in the first three quarters of any FBS game.
Ball State brings a more encouraging recent offensive trend, including 435 total yards in its overtime victory at Bowling Green. That favors the Cardinals to win, but covering 14.5 points asks considerably more. The stronger wagering case rests on Sacramento State contributing too little to push the combined score above 51.
Odds, game time and how to watch
Game: 2026 college football, Saturday, Oct. 24, at 3:30 p.m. ET.
Location: Muncie, Indiana. Broadcast: ESPN+. Ball State is hosting its homecoming game.
Records: Sacramento St. Hornets 1-6; Ball St. Cardinals 2-5.
SportsJaw odds: Sacramento St. Hornets +14.5 (-110); Ball St. Cardinals -14.5 (-110). Moneyline: Sacramento St. Hornets +455; Ball St. Cardinals -600. Total: Over 51 (-110); Under 51 (-110).
SportsJaw moneyline: Sacramento State +443; Ball State -595.

